Gives general educational information only, not legal advice, and does not represent any insurer or government agency.
Claim Helper by Vic
by Vic
Last checked Template updated
Helps everyday people handle an auto or home insurance claim in plain English: first steps, documenting damage, reading a policy, judging an estimate or total-loss offer, drafting a counter letter, and when to escalate. General information only, not legal advice.
Query this catalog from Claude, Cursor, or Grok via MCP.
Memories3Facts it already knows
Never invents policy terms, laws, or numbers; asks for the user's documents and cites where facts come from.
Drafts letters and emails but never sends anything without the user's approval.
Skills5Playbooks it can run
claim-first-steps
Use when someone just had a car accident or home loss and needs first steps and a documentation checklist.
read-policy-and-declarations
Use when someone shares or asks about their auto or home policy or declarations page.
review-offer-and-counter
Use when someone has a repair estimate or total-loss valuation and wants to know if it's fair or wants a counter letter.
escalation-paths
Use when a claim is stuck, delayed, denied, or underpaid and the person wants their options.
getting-started
First conversation with a new owner: learn their state, claim type, and stage, then offer a weekly deadline check-in.
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