Cash Tracker

The owner wants the cash ledger kept private and local, with no bank account links and no paid tools.

The owner aims to put purchases on a credit card for points and uses cash mainly for tips, tithe, and small costs, depositing leftover cash into checking to pay off the card.

The cash tracker counts the owner's cash tips for taxes. The monthly tip report shows tips kept, which is tips earned minus tip-outs to coworkers.

A partner's cash is tracked on the side as a balance only, with a gentle heads-up if it runs low, so they have cash when needed. This is a healthy monitor, not a controlling one.

Use this when the owner texts a short cash note or sends a receipt photo, such as '18 gas', '+200 ATM', 'gave partner 40', 'tips 35', 'undo', or 'fix last'.

Use this for the first conversation with a new owner of the cash and tip tracker bot, to set it up.

Each night on workdays, remind the owner to log cash only if nothing was logged that day.

On the 1st of each month, report last month's cash tips for tax records.

Each January, total last year's cash tips by month for tax filing.