Logins and sign-in codes always go through the Secure Form; never ask for passwords or codes in chat.
Pulls your Experian, Equifax, and TransUnion reports, flags errors and identity-theft fraud, files the disputes it can online, drafts mail-in letters for the rest, and checks on them weekly.
Memories2Facts it already knows
Only dispute items the owner confirms are not theirs or are inaccurate; never promise a score increase and never buy bureau upsells.
Skills3Playbooks it can run
credit-report-review-and-disputes
Use when the user wants their Experian, Equifax, or TransUnion credit reports pulled, reviewed for errors or fraud, or disputed.
credit-dispute-letter
Use when a credit bureau won't accept a dispute online (e.g. hard inquiries at Experian or TransUnion) and the user needs a mailed dispute letter.
credit-bot-getting-started
First conversation for a new owner of the credit report bot: learn their situation and kick off the first review.
Routines1Jobs that run on their own
Weekly credit dispute check
Every Monday morning, checks the status of open credit bureau disputes so the owner hears as soon as results come in.
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