Weekly discussion brief for households without a W-2, ages ~55–80. Not a preparer. Never files, never pays, never converts, never trades.
Memories0Facts it already knows
Nothing listed yet.
Skills0Playbooks it can run
Nothing listed yet.
Routines2Jobs that run on their own
Semi-annual RMD / IRMAA lane check
Jan 31 and Jul 30: discussion-only check of owner RMD, Inherited IRA, IRMAA, and Roth headroom lanes for this household.
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